BTCorMSTR
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mNAV

MSTR Premium to Bitcoin NAV (mNAV)

How much more — or less — the market pays for MicroStrategy (MSTR) than the bitcoin it actually holds, live and over time.

Prices as of Jul 11, 2026, 4:03 AM UTCStrategy filing data as of Jul 5, 2026Shares data as of Jun 28, 2026
mNAV (market cap)
0.70×
discount 29.8%
mNAV (enterprise)
1.07×
EV ÷ BTC NAV
BTC NAV (live)
$54.09B
843,775 BTC held
Diluted market cap
$37.98B
ADSO shares × price

The premium, over time

What MSTR mNAV means

mNAV (modified net asset value) is the ratio between how the market values Strategy (MSTR) and the market value of the bitcoin the company actually holds. When mNAV is above 1.0×, MSTR trades at a premium — investors pay more for the stock than the bitcoin on its balance sheet is worth. Below 1.0× is a discount.

There are two bases. Market-cap mNAV divides MSTR's diluted market capitalization by its bitcoin NAV (holdings × the live BTC price). Enterprise-value mNAV first adds debt and the preferred stack and subtracts the USD reserve, then divides by the same bitcoin NAV — a fuller picture of what an acquirer of the whole company would pay per dollar of bitcoin. The toggle on the chart switches between them.

Why a premium exists. Strategy can issue stock at a premium and convertible debt at low coupons, then turn the proceeds into more bitcoin per share than the dilution costs existing holders. That accretion, plus the leverage embedded in the balance sheet, is what the market capitalizes into a premium — and why the premium compresses when sentiment cools or the company can no longer raise accretively.

Reading the history. The chart tracks mNAV across Strategy's bitcoin era, marking purchases and capital raises. A premium that persistently outruns the pace of accretive issuance tends to mean-revert toward parity; a reading below 1.0× means the market is valuing the equity beneath the bitcoin it owns.

Live figures update every minute; balance-sheet inputs come from Strategy's filings. For the full balance sheet see the MSTR deep-data page, or the methodology for sources and the fallback chain.